Social Security Benefit 2025 Range. Social security's maximum benefit will reach a record $5,108 per month in 2025. For those who choose to take the benefit early and continue working, the social security administration will reduce your benefit by $1 for every $2 above an earnings limit of.

Social security’s full retirement age (fra) is climbing to 66 years and 10 months in 2025. To receive the maximum monthly benefit, you’ll need to earn at least the wage base limit in each of the 35 years that social security uses to calculate your benefits.